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Prioritize your well-being and safeguard your future with health care - Investing in your health is an investment in your life.

Health Option Plans

Options

Biweekly
Premium

Maximum
Coverage

Non Referral
Basic
Basic Plus
RetiCare
Supplement
Supplement Plus
$11.10
$21.10
$36.07
$29.54
$59.11
$115.22
$25,000
$50,000
$75,000
$75,000
$100,000
$150,000

Employer share is no less than 50%. Employee Share is no more than 50%. Individuals not employed by government or participating
agencies pay 100% of premium.

Health Insurance Plan Overview
At Micare, we offer a range of health insurance plans tailored to meet diverse needs and budgets. Our plans provide varying levels of coverage and affordability, ensuring that you can find an option that suits your personal or family needs.

Plan Options
We offer six distinct plans, each with its own biweekly premium and coverage limit:

  • Non Referral: $11.10 biweekly with up to $25,000 in coverage
  • Basic: $21.10 biweekly with up to $50,000 in coverage
  • Basic Plus: $36.07 biweekly with up to $75,000 in coverage
  • RetiCare: $29.54 biweekly with up to $75,000 in coverage
  • Supplement: $59.11 biweekly with up to $100,000 in coverage
  • Supplement Plus: $115.22 biweekly with up to $150,000 in coverage
    The premium split is structured as follows:

Employer Share: At least 50%
Employee Share: Up to 50%
Non-Government Individuals: Responsible for 100% of the premium
Covered Benefits
Our plans offer a comprehensive range of benefits designed to support your health and well-being:

  • Overseas Medical Services
  • Prescribed Medications
  • Vision Care
  • Transportation
  • Emergency Care
  • Prosthetics and Implants
  • Dental Care
  • Referral Coordination
  • Cancer Care
  • Preventative and Wellness
  • Screenings
  • In-Patient and Outpatient Care
  • Maternity Care
  • Short-Term Physical Therapy
  • Mortuary Services
  • Repatriation of Remains for
  • Referred Members

Please note that certain benefits may have specific restrictions or require additional verification. Coverage details can vary based on the selected plan.

For further details or assistance in choosing the right plan, please reach out to our support team. We’re here to help you make informed decisions about your health insurance coverage.

Local On Island Providers

 

 

Public Providers

 

Pohnpei State Hospital

P.O. Box 189

Kolonia Pohnpei FM 96941

Telephone No. +(691) 320-2216/3805

Fax Number: +(691) 320-3109

Email Address: pohnpeidohss@fsmhealth.fm

 

Yap State Hospital

P.O. Box 148

Colonia, Yap FM 96943

Telephone No. +(691) 320-350-2110/2114

Email Address: CMululuw@fsmhealth.fm

 

Chuuk State Hospital

P.O. Box 400

Weno, Chuuk FM 96942

Telephone No. +(691) 330-7936

 

Kosrae State Hospital

P.O.Box 127

Tofol, Kosrae FM 96944

Telephone No. +(691) 370-3012

 

Private Providers

 

Genesis Hospital & Pharmacy

P.O.Box 1002

Kolonia, Pohnpei FM 96941

Phone Number: (691) 320-2525/8660/3381

Fax Number: (691) 320-3396

Email: genesishospitalandpharmacy@yahoo.com

 

Pohnpei Family Health Clinic

P.O. Box 1841

Kolonia, Pohnpei FM 96941

Telephone No. +( 691) 320-5777

Medpharm Clinic & Optical

 

 

Bersyn Community Health Clinic

P.O.Box 3299

Kolonia, Pohnpei FM 96941

Telephone No. +(691) 320-6115

Fax No. +(691) 320-7740

 

Kaselehlie Dental Clinic

 
 

Family Clinic & Pharmacy

P.O.Box 1129

Weno, Chuuk FM 96942

Telephone No. +(691) 330-5448/3940  

 

Off Island Providers

Guam

  • LMR, X-Ray Pro
  • Guam SDA Clinic (reimbursement)
  • Guam Memorial Hospital (for reimbursement)
  • Lab Tech (for reimbursement)
  • 20/20 Vision Center (for reimbursement)
 

Manila

  • The Health Cube
  • Pastor Dental Clinic (for reimbursement)
  • Mercury Drug (for reimbursement)