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Prioritize your well-being and safeguard your future with health care - Investing in your health is an investment in your life.

Health Option Plans

Options

Biweekly
Premium

Maximum
Coverage

Non Referral
Basic
Basic Plus
RetiCare
Supplement
Supplement Plus
$11.10
$21.10
$36.07
$29.54
$59.11
$115.22
$25,000
$50,000
$75,000
$75,000
$100,000
$150,000

Employer share is no less than 50%. Employee Share is no more than 50%. Individuals not employed by government or participating
agencies pay 100% of premium.

Health Insurance Plan Overview
At Micare, we offer a range of health insurance plans tailored to meet diverse needs and budgets. Our plans provide varying levels of coverage and affordability, ensuring that you can find an option that suits your personal or family needs.

Plan Options
We offer six distinct plans, each with its own biweekly premium and coverage limit:

  • Non Referral: $11.10 biweekly with up to $25,000 in coverage
  • Basic: $21.10 biweekly with up to $50,000 in coverage
  • Basic Plus: $36.07 biweekly with up to $75,000 in coverage
  • RetiCare: $29.54 biweekly with up to $75,000 in coverage
  • Supplement: $59.11 biweekly with up to $100,000 in coverage
  • Supplement Plus: $115.22 biweekly with up to $150,000 in coverage
    The premium split is structured as follows:

Employer Share: No less than 50%
Employee Share: No more Than 50%
Individuals: Responsible for 100% of the premium
Covered Benefits
Our plans offer a comprehensive range of benefits designed to support your health and well-being:

  • Overseas Medical Services
  • Prescribed Medications
  • Vision Care
  • Transportation
  • Stipend
  • Emergency Care
  • Prosthetics and Implants
  • Dental Care
  • Referral Coordination
  • Cancer Care
  • Preventative and Wellness
  • Screenings
  • In-Patient and Outpatient Care
  • Maternity Care
  • Short-Term Physical Therapy
  • Mortuary Services
  • Repatriation of Remains for
  • Referred Members

Please note that certain benefits may have specific restrictions or require additional verification. Coverage details can vary based on the selected plan.

For further details or assistance in choosing the right plan, please reach out to our support team. We’re here to help you make informed decisions about your health insurance coverage

PUBLIC PROVIDERS

 
  • Pohnpei State Hospital
 
  • Chuuk State Hospital
 
  • Yap State Hospital
 
  • Kosrae State Hospital

 

 

PRIVATE PROVIDERS

 
  • Genesis Hospital & Pharmacy
 
  • Pohnpei Family Health Clinic
 
  • Medpharm Clinic  Optical
 
  • Bersyn Community Health Clinic
 
  • Kaselehlie Dental Clinic
 
  • Family Clinic & Pharmacy

 

INTERNATIONAL PROVIDERS

 

Hawaii

  • Straub Clinic & Hospital
  • Honolulu Medical Group
  • Kapiolani Medical Center
  • Times Liliha Pharmacy
  • PharmaCare (for reimbursement)

Guam

  • American Medical Center
  • Guam Radiology Consultants
  • Perezville Pharmacy
  • LMR, X-Ray Pro
  • Guam SDA Clinic (reimbursement)
  • Guam Memorial Hospital (for reimbursement)
  • Lab Tech (for reimbursement)
  • Guam SurgiCenter (for reimbursement)
  • 20/20 Vision Center (for reimbursement)
 

Manila

  • Phillipine Heart Center for Aisia
  • St. Luke Medical Center (Quezon City & Global)
  • The Health Cube
  • Pastor Dental Clinic (for reimbursement)
  • Mercury Drug (for reimbursement)
 
 

Bangkok , Thailand

  • Bumrungrad International Hospital (for reimbursement)